WSJ Retirement Planning
Recession Hits Senior Communities
Bankruptcies are hitting continuing-care retirement communities, which are designed to provide older adults with a home and health care through the final years of life.
Surprise! Your 401(k) Is Rebounding
You might be surprised at how much your nest egg has rebounded as the DJIA has climbed back above 10000, especially if you've got a healthy mix of stocks and bonds and you've continued to make new contributions.
Making the Most of Changes to Roth IRAs
New tax rules are about to give more people access to a Roth IRA, one of the best savings plans for later life. (See the full report)
College Isn't Just for 18-Year-Olds
Going back to college later in life is a great way to bolster a career, re-enter the job market or simply expand horizons. And it doesn't have to cost a fortune.
Converting Traditional IRA to Roth, at 70½
Though you can't convert a distribution from a traditional IRA into a Roth IRA, there are some ways to shield a mandatory withdrawal from future taxes on any reinvestment earnings.
In Retirement, Seeking the Comfort of a Sure Thing
After years spent out of favor, variable annuities look smart, and their seemingly high fees paid for the investing-world equivalent of catastrophe insurance, writes Leslie Scism.
Stop Me Before I Spend
The brutal recession is amplifying a longtime concern: Americans don't stash away nearly enough of their income, potentially leaving many to suffer financially in retirement.
A Plan for Retirees
This adviser suggests a mix of assets—most recently including 'managed futures'—for income and growth.
Playing it Safe Can Hurt Returns
A new study suggests that for those nearing retirement, there's a big price to be paid for abandoning a diversified portfolio of stocks and bonds.
Time to Readjust 401(k) Plans, Again
Even investors who didn't panic and cash out investments last fall need to go back and take a look now.
Retiring? Pay Off Your Mortgage
The collapse of the real-estate market is teaching a painful lesson to many seniors about the risks of carrying debt into retirement.
Making Seniors More Money Savvy
Financial literacy is often targeted to teenagers and young adults, but older Americans, particularly those who have taken a beating in the markets, also need financial expertise.
A Tax Break You May Be Missing
Using a strategy called net unrealized appreciation, or NUA, 401(k) account owners don't have to pay ordinary income tax on all of their company-stock holdings.
